Unclaimed Government Money

Are you looking for unclaimed government money? An estimated $30 billion dollars of unclaimed government money is owed to individuals throughout the United States because they forgot about their missing money or didn't even know they were owed any money. Most of the time this is due to death, illness, and inadequate record keeping. This is why it is important to keep a close eye on your money at all times.

Some sources say that 9 out of 10 Americans are eligible for unclaimed government money. It is also strange that there is no help at all from the government about how to claim this money. There have been numerous claims made and money recovered. So, you are probably asking, how do I claim my money? This does not have to be difficult. What you need to do is search the unclaimed money database.

With Unclaimed Money, you will be able to search all 50 states to see if you have any money sitting somewhere. Unclaimed Money is the most trusted source for finding your money if you have any. Not only do you get to search but you also get more.

You will receive information on how to become a claims finder to make money. Even if you don't personally have any money to claim you can start making money by helping thousands of other people claim theirs! It is a win win situation here. You won't be charge a monthly fee for this either, it is a simple one time payment that will give you access for a year. Don't get ripped by those other sites that make you pay $10 each time you search, save your money.

Learning how to find other people money can be fun and rewarding as well. There are some huge commissions to be made for helping people claim money and property.

Find out more about unclaimed government money

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Bureau of Unclaimed Money

Recently the Bureau of Unclaimed Money has reported that there is in excess of $30 billion dollars in unclaimed government money just sitting there waiting to be claimed. TV shows and magazines have reported all about this. States are holding this money that has been missing for possibly years.

Last year local governments refunded $1 billion dollars and there are still hundreds and thousands of people that may have an inheritance or some other type of money. You may be asking why this money is unclaimed. That is a good question. Here are a few common reasons why money goes unclaimed.

1. People quit their jobs and forgot to get their last paycheck
2. Dividends on stocks or bonds are never claimed
3. People move and sometimes do not foward their address
4. A grandparent or parent had a lockbox that they never told anyone about

These are just a very few of the reasons why money goes missing. There are hundreds of more reasons than this resulting in billions of dollars in unclaimed money. There is a great way to find out if you are missing money. It is by using a trusted source for searching.

There are companies out there that will just take your $10 payment per search and then it is gone. If you have 10 names you need to search then that is going to be $100. Forget that. What you want is a company that will give you unlimited searches. Do yourself a favor and take the time to see if you or your friends or family have unclaimed money. I bet if you tell them that they will share! Not only can you search for unclaimed money but you can be a money finder for people.

Find out more about unclaimed government money and the Bureau of Unclaimed Money

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North Carolina Unclaimed Money Reaches $700 Million

As more NC unclaimed money continues to be turned over to the state, than
returned to it's rightful owners, the state's missing money treasure chest has
swelled to a record $700 million! These unclaimed funds already belong to
regular people whose only obstacle is learning to properly search for and locate
all possible claims.

According to the North Carolina Department of the Treasurer, there are over
100 types of property that may become unclaimed after being dormant for 1-5
years (depending on the type of property). Of those 100 types, NC lists
"bank accounts, wages, utility deposits, insurance policy proceeds, stocks,
bonds, and contents of safe deposit boxes that have been abandoned" as
some of the most common.

As with unclaimed property across the country, the biggest obstacle in
discovering North Carolina unclaimed money, is often the peoples' searching
capabilities. For starters, very few people are even aware of these abandoned
funds (or they'd obviously have never forgotten them), and those that are
aware, simply haven't been taught the proper way to search.

With nearly 1.5 million properties being held by the state, the chances of being
owed money are better than ever. Every Tar Heel out there should rush out
there and begin their search. But those who aren't educated on finding
unclaimed assets could be in for a lot of frustration and wasted time, unless they
learn how NOT to search.

Most people seeking to reclaim their lost money think that if they can find a
website to input their name and click a "search" button, they've done all they
need to do. This couldn't be further from the truth. For starters, not all
databases are legitimate, and those that are can only be considered as good as
who updates them.

Suppose a person searches their name on Friday, but a state employee hasn't
actually added a record in that person's name until Saturday. The search would
obviously be unsuccessful, even though the person was owed money.
Unclaimed money lists aren't updated in real time, so searching frequently is one
of the best methods to implement if you would like to be confident in the results
of your search.

Out of date records aren't always the fault of the state. If the asset simply
hasn't been dormant long enough to be considered unclaimed, then it won't
have been turned over to the state. Strict laws dictate how found money is
handled in each state, so you won't issues like a bank turning over a bank
account after 6 months, simply because you hadn't accessed it. So again, a
lack of a record doesn't mean you aren't due a claim, and you should check
again regularly.

As was mentioned, there are differing "dormancy periods" for each type of
property, which commonly range from 1-5 years. This means that after periods
of inactivity exceed those dormancy periods, the companies who hold these
properties are required to turn them over to the state if they are unable to find
the rightful owner on their own. At this point, the state will act as a custodian,
essentially a "holder" until you claim your money.

There are countless problems, in addition to the examples of search issues
mentioned above that often befall new searchers, which makes it all the more
important that the people of North Carolina allow an unclaimed money expert
to provide them with a step-by-step guide for navigating the lost assets maze.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site is http://www.unclaimedmoney.net which is updated regularly and offers guaranteed official searches for North Carolina unclaimed money and missing money across the country.

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Maine Unclaimed Money Exceeds $131 Million

Maine, the Pine Tree State, has more to offer than the terrifyingly frigged winters in the northeastern most part of the United States is famous for. As of June 2007, the Office of the State Treasurer was holding more than $131 million in Maine unclaimed money, spread out over more than 540,000 accounts. That's a lot of clams, or lobsters in this case.

Abandoned property is considered "unclaimed" after it sits dormant for a specific period of time. Each state has its own dormancy periods for each type of asset. In Maine, dormancy periods range from 1 year to 15 years, depending on the account type, but most ME dormancy periods are 3 years. State law requires that assets be turned over to the state for safe keeping after the appropriate dormancy period is reached. At this point, the state treasurer is in charge of adding the record to their system, making it available for the rightful owner to find and claim it.

Though hard to believe, across the country there really are tens of billions in unclaimed funds, waiting to be tracked down by the rightful owners. Missing money is often dismissed as a scam or myth because people simply can't accept that people could really just forget about or abandon that much money. All people need to do is contact their state treasurer to confirm that these monies are real.

One reason that unclaimed assets totals continue to grow in all states is because the states are notoriously inefficient when it comes to returning these properties to the citizens. Many states have stepped up efforts to put money back in the pockets of the people it belongs to, yet the amount turned over to the state each year continues to vastly outpace the amount given back to the people.

Aside from the fact that most people still aren't aware of the joys of claiming forgotten money, those that are generally don't have a clue how to search. Every unclaimed money site is different and only a few are actually legitimate and maintain accurate records. Even state records are notoriously inaccurate because they are not updated in real time. While accounts are turned over to the state all the time, there will be no searchable record until someone physically adds the record to the system. On top of that, as noted, there are so many different dormancy periods that assets are constantly being turned over, so Maine's records are constantly being updated.

The first rule in searching for lost cash is to search frequently or one can never be confident in the thoroughness of their search. But unreliable records are only the beginning of the hurdles that often get in the way of regular people just starting out on their search for lost assets.

Learning tips from experts in locating unclaimed money can jumpstart your search and help reunite you with your money quicker than the average, uninformed citizen starting out without any guidance. People truly hoping to explore all possible claims would be wise to educate themselves before beginning the process of tracking down lost money.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net, is updated regularly and offers guaranteed official searches for Maine unclaimed money and missing money across the country.

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Kentucky Unclaimed Money Climbs To 150 Million Dollars

According to the KY State Treasurer, the state is now holding more than $150 million in unclaimed property that belongs to the citizens. The only things standing between 200,000 people and their slice of the pie are awareness of these forgotten assets, and the ability to locate and reclaim their Kentucky unclaimed money.

The Kentucky State Treasury boasts about how much money it has returned in the past 13 years, "In 1994, the General Assembly transferred responsibility for the unclaimed property fund to the Kentucky State Treasury. Since then, about $28 million has been returned to rightful owners." $28 million sounds like a lot, but when you spread that out over 13 years, they're only returning a little more than $2 million per year, on average. Much more than that is turned over to the state each year, so the $150 million the state currently holds will certainly grow. Even if Kentucky was to stop taking any more abandoned money today it would still take them 75 years to return the $150 million currently being held, based on their current rate of $2 million per year.

It's not surprising that most people simply dismiss the idea of unclaimed funds as some sort of scam, because it's difficult to believe that there are billions of dollars across the country that people simply forgot about over the years. Who ever just "forgets" that they have money somewhere? Well, apparently a lot of people. Not surprisingly, the states (including Kentucky) lack the resources to track down every single person who is owed missing money. Government doesn't do much efficiently, why would returning money to the people be any different? Citizens of the Bluegrass State need to take matters in to their own hands if they ever want to discover the joys of found money.

Though there are dozens of different potential sources of lost money in Kentucky, the State Treasury's website provides the following list of the most common types: "dormant savings and checking accounts, unclaimed wages, dividends, credit balances and any type of outstanding checks."

A common misconception is that you should only search for unclaimed money in your home state. This couldn't be more wrong, not only because many people have lived in numerous states throughout their life, but also because you don't have to have lived in or even been to a state that might owe you money. Many people work for companies that have their headquarters in another state. If these companies owe someone money, but are unable to track them down, the cash is supposed to be reported to the state where the company is incorporated.

In addition to searching the records of more than one state, people need search more than once, because unclaimed money lists are sporadically updated. If a property hasn't been dormant long enough to be considered "unclaimed" by the state, the original holder won't have turned it over, which means the state will have no record of it. Often times, even after the state has received a particular account, their system will still not have a record of it for some time, because someone who works in the appropriate department must physically add the record to the system.

With these issues, and dozens more, it's no wonder that residents have difficulty locating their funds. As these surpluses of cash grow, so does the confusion about how to find it, so it's more important than ever to seek the assistance of an expert in this area to help you in your search.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net, is updated regularly and offers guaranteed official searches for Kentucky unclaimed money and missing money across the country.

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South Carolina Unclaimed Money Grows To 200 Million Dollars

As of October 2007, it was determined by the Office of the State Treasurer of SC that the state is currently holding $200 million that belongs to citizens who need only step forward and claim it, if they can find it. Despite increased efforts to reunite South Carolina unclaimed money with its rightful owners, which lead to a record return of $900,000 in Sept. 2007, the pile of cash continues to grow.

Each year, South Carolina, like most states, continues to take in more money than it's able to return to the people. The primary problem is the fact that most people are completely unaware that these funds even exist, which is obvious, or they'd never have forgotten about them long enough for them to be considered "unclaimed". Even those who have learned about the billions of dollars in unclaimed property all across the country usually don't know how to go about finding them.

South Carolina is what is known as a "custodial state", which means that they never actually own your assets, they just hold them for you, and there is no time limit under which you must claim your cash. While there are dozens of different types of unclaimed property, the state treasurer lists the following as the most common types under the Palmetto Payback Program: "dormant bank accounts, uncashed checks (including paychecks), unclaimed insurance proceeds, forgotten utility deposits, uncashed dividend checks and unexchanged shares of stock."

SC unclaimed money is handed over to the state treasurer's office after long periods of inactivity. These periods are known as "dormancy periods", and each type of unclaimed cash has it's own. Some are only a year, while many years must pass for some types of funds to be handed over to the state. On top of that, a state employee must physically enter the account information in to their system if there is to be any public, searchable record. For these reasons, it is important that anyone who is serious about finding their missing money, search often and search on the right sites.

Some sites promise a database, but more often than not it's anything but reliable. Not only are they often out of date, but some are just down right bogus. These sites use "teaser" searches to hook a sucker by telling them they are due X amount of money, when that dollar amount is really completely random. Essentially it's a dishonest sales tactic.

In addition to knowing where to search, people also need to remember to search outside of South Carolina. Many folks have moved to South Carolina after spending their lives in many other states. Others may have always lived in SC, but if they had an insurance company out of state or the corporate headquarters of an employer is based outside of the state, then there's a good chance they're still owed money, but S. Carolina will never have any record of these funds. It is important to search the state records of any state where a person may have had any type of business dealings.

It can't be overstated, having the assistance of unclaimed money experts in your search for unclaimed money is vitally important. An expert in this field can help you overcome all the issues that plague many searchers, including the few mentioned in this article.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net is updated regularly and offers guaranteed official searches for South Carolina unclaimed money and missing money across the country.

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Illinois Unclaimed Money Approaches 1.4 Billion Dollars

In May 2007, Illinois State Treasurer State Treasurer Alexi Giannoulias announced that the state's "Cash Dash" program is holding nearly $1.4 Billion in Illinois unclaimed money. The only thing standing between the cash and its rightful owners is the knowledge that it's out there and the ability to track it down.

Sadly in addition to Illinois, state treasury departments across the country continue to take in more unclaimed property each year than they return to the citizens. Because everyone believes in the old "if it's too good to be true" saying most people refuse to believe that there are really tens of billions of dollars waiting to be claimed nationwide. Even for those few who have realized the truth about unclaimed assets, the best way to locate these monies eludes them more often than not.

The Prairie is State is one of those rare states that holds over a billion dollars on its own which means if you're a resident of IL then you have even greater odds of finding a claim in your name, especially when you consider that the state has less than 13 million people and there are over 10 million names on the state's unclaimed funds list.

Although there are many more, Illinois lists the following as the most common types of missing money: abandoned savings and checking accounts, unpaid wages or commissions, stock, bonds, mutual funds, un-cashed dividends, customer deposits or overpayments, credit balances, refunds, money orders, travelers checks, paid-up life insurance policies, safe deposit box. Anyone who has had or knows someone who may have had one of these accounts at one time or another is encouraged to search regularly.

The IL State Treasury has returned more than $432 million since it took over the unclaimed money program in 1999, $84 million of which was returned in 2006 alone, but with $1.4 billion waiting to be claimed and more coming in all the time, the heap of cash will continue to grow.

Because money is constantly added to the fund, it is important to check regularly, not just once. Money owed to you might be added tomorrow, or next week, or next month, or depending on the type of asset in 5 years if that's the proper dormancy period. Each type of property has its own dormancy period in each state, after which state laws require the holder to turn it over to the state who will then hold it until the rightful owner steps forward to claim it.

Additionally, residents of Illinois may be owed unclaimed money in other states even if they've never lived in or even been to them. Things like insurance overpayments when an employer uses an out of state insurance company can result in found money located in other states. Issues often also arise when a corporations headquarters are in another state.

The bottom line is that the state of Illinois is currently home to a massive amount of money that belongs to its residents who simply need to learn the proper ways to search, where to search, and how often to search. Learning these search methods from locators with years of experience in this field can greatly enhance your abilities to find your money.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net, is updated regularly and offers guaranteed official searches for Illinois unclaimed money and missing money across the country.

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Unclaimed Money in Hawaii Totals Over $130 Million

Believe it or not, the mainland states aren't the only ones taking part in the multi-billion dollar unclaimed property bonanza. Hawaii unclaimed money has now reached the massive amount of $130 million! The best part is, this money isn't a gamble, people are either owed a claim or they aren't, and if they are, the only thing standing between them and their lost cash is the knowledge of how to track it down.

Of the dozens of potential sources of HI unclaimed funds, the Department of Budget and Finance lists the most common types as "dormant (no activity for 5 years) checking and savings accounts, uncashed checks, stock certificates, and contents of safe deposit boxes".

Hawaii continues to have a massive amount of money remaining unclaimed because people simply haven't accepted the reality of unclaimed funds. Too often people dismiss missing money as a scam, based on the old "if it sounds to good to be true..." mentality. Among those who are aware of these lost assets, most are uninformed about how to perform a thorough search for them.

Even for those few who have been able to locate their funds, the state of Hawaii has them jumping through so many hoops to prove they are who they say they are, that they're often left not reunited with their money, even though they know it's there. Hawaii requires owners of unclaimed property to have a lot of supporting documents to prove they are the rightful owners of the cash, and to prove that they in fact lived at the last known residences listed in the records they have on file. The moral of the story is that if you're attempting to collect lost money in Hawaii, keep records as diligently as possible, or the experience of taking back your money might be more of a headache than it's worth.

Beyond struggling to prove their identities to the state, residents of Hawaii have a number of issues that can inhibit their unclaimed asset searches. For example, most Hawaiian's who've previously lived in any other state often don't realize that the state of Hawaii would have absolutely no record of any lost funds in another state. So if someone living in HI once lived in Ohio, they would need to check Ohio's records, or the records of any other state they had lived in.

In addition to reaching outside of the Hawaiian Islands to locate money owed to them, many people still have trouble finding their money because they simply don't know how to go about their search within the state. One of the largest problems is that people often search only once and then never revisit the issue again. The problem with doing this, is that any assets that haven't been turned over to the state, because their dormancy periods haven't expired, won't show up in any state records, because the state doesn't even know that they exist. Sometimes even after the funds have been turned over, the state hasn't added the record to their unclaimed money list, so once again, a search would be fruitless. In both of these cases, a searcher could search the next day, week or month, and find their record, but most people simply quit after one search.

For further tips on overcoming issues that often prevent people from claiming their unclaimed money, Hawaiian residents would benefit greatly from getting assistance from an unclaimed money expert to help them navigate the maze of taking back what is rightfully theirs.

Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net, is updated regularly and offers guaranteed official searches for Hawaii unclaimed money and missing money across the country.

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