Believe it or not, the mainland states aren't the only ones taking part in the multi-billion dollar unclaimed property bonanza. Hawaii unclaimed money has now reached the massive amount of $130 million! The best part is, this money isn't a gamble, people are either owed a claim or they aren't, and if they are, the only thing standing between them and their lost cash is the knowledge of how to track it down.
Of the dozens of potential sources of HI unclaimed funds, the Department of Budget and Finance lists the most common types as "dormant (no activity for 5 years) checking and savings accounts, uncashed checks, stock certificates, and contents of safe deposit boxes".
Hawaii continues to have a massive amount of money remaining unclaimed because people simply haven't accepted the reality of unclaimed funds. Too often people dismiss missing money as a scam, based on the old "if it sounds to good to be true..." mentality. Among those who are aware of these lost assets, most are uninformed about how to perform a thorough search for them.
Even for those few who have been able to locate their funds, the state of Hawaii has them jumping through so many hoops to prove they are who they say they are, that they're often left not reunited with their money, even though they know it's there. Hawaii requires owners of unclaimed property to have a lot of supporting documents to prove they are the rightful owners of the cash, and to prove that they in fact lived at the last known residences listed in the records they have on file. The moral of the story is that if you're attempting to collect lost money in Hawaii, keep records as diligently as possible, or the experience of taking back your money might be more of a headache than it's worth.
Beyond struggling to prove their identities to the state, residents of Hawaii have a number of issues that can inhibit their unclaimed asset searches. For example, most Hawaiian's who've previously lived in any other state often don't realize that the state of Hawaii would have absolutely no record of any lost funds in another state. So if someone living in HI once lived in Ohio, they would need to check Ohio's records, or the records of any other state they had lived in.
In addition to reaching outside of the Hawaiian Islands to locate money owed to them, many people still have trouble finding their money because they simply don't know how to go about their search within the state. One of the largest problems is that people often search only once and then never revisit the issue again. The problem with doing this, is that any assets that haven't been turned over to the state, because their dormancy periods haven't expired, won't show up in any state records, because the state doesn't even know that they exist. Sometimes even after the funds have been turned over, the state hasn't added the record to their unclaimed money list, so once again, a search would be fruitless. In both of these cases, a searcher could search the next day, week or month, and find their record, but most people simply quit after one search.
For further tips on overcoming issues that often prevent people from claiming their unclaimed money, Hawaiian residents would benefit greatly from getting assistance from an unclaimed money expert to help them navigate the maze of taking back what is rightfully theirs.
Unclaimed money and property expert Russ Johnson has been assisting Americans in finding their unclaimed money online since 1997. His site, http://www.unclaimedmoney.net, is updated regularly and offers guaranteed official searches for Hawaii unclaimed money and missing money across the country.
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